PASHA_BANK ANNUAL REPORT 2021

(Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) (Convenience Translation of Publicly Announced Financial Statements Originally Issued in Turkish, See Note I of Section Three) PASHA Yatırım Bank A.Ş. Notes to Unconsolidated Financial Statements At 31 December 2021 General Information Remarks on Financial Information and Risk Management Information on Management and Corporate Governance Practices INFORMATION RELATED TO UNCONSOLIDATED FINANCIAL POSITION AND RISK MANAGEMENT (Continued) Refinancing or restructuring; One or more loans extended by the Bank due to financial difficulties that the customer or group is expected to be present for future, is subject to a new loan that will cover the principal or interest payment completely or partially, or the conditions in existing loans are changed to ensure that the debt can be paid. The breakdown of assets by geographic, sector and time to maturity is provided on Section Four, Note II. Non-Performing loans and specific provision by geographic breakdown Current Period Prior Period NPL Specific Provision Write-offs NPL Specific Provision Write-offs Domestic 45,824 24,894 - 36,077 19,831 - European countries - - - - - - USA, Canada - - - - - - OECD countries - - - - - - Off-shore banking regions - - - - - - Other - - - - - - Total 45,824 24,894 - 36,077 19,831 - Non-Performing loans and specific provision by sectoral breakdown Current Period Prior Period NPL Specific Provision Write-offs NPL Specific Provision Write-offs Agriculture - - - - - - Farming and Stockbreeding - - - - - - Forestry - - - - - - Fishery - - - - - - Manufacturing 3,130 3,021 - 3,292 3,197 - Mining and Quarrying - - - - - - Production 3,130 3,021 - 3,292 3,197 - Electricity, Gas and Water - - - - - - Construction 25,617 20,799 - 13,855 13,855 - Services 17,077 1,074 - 18,930 2,779 - Wholesale and Retail Trade - - - - - - Accommodation and Dining - - - - - - Transportation and Telecom 17,077 1,074 - 18,930 2,779 - Financial Institutions - - - - - - Real Estate and Rental Services - - - - - - Professional Services - - - - - - Educational Services - - - - - - Health and Social Services - - - - - - Others - - - - - - Total 45,824 24,894 - 36,077 19,831 -