PASHA_BANK ANNUAL REPORT 2021

201 Annual Report 2021 PASHA Bank (Convenience Translation of Publicly Announced Financial Statements Originally Issued in Turkish, See Note I of Section Three) (Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) PASHA Yatırım Bank A.Ş. Notes to Unconsolidated Financial Statements At 31 December 2021 EXPLANATIONS AND NOTES RELATED TO UNCONSOLIDATED FINANCIAL STATEMENTS (Continued) b. Information on the first and second group loans and other receivables including loans that have been restructured or rescheduled Current Period Standard Loans Loans Under Close Monitoring Not under the scope of restructuring Restructured Loans Cash Loans (1) Modifications on agreement conditions Refinancing Non-specialized Loans 2,008,688 44,093 117,845 - Loans given to enterprises 512,260 20,239 - - Export Loans - - - - Import Loans - - - - Financial Sector Loans 338,125 - - - Consumer Loans - - - - Credit Cards - - - - Other 1,158,303 23,854 117,845 - Specialized Loans - - - - Other Receivables - - - - Total 2,008,688 44,093 117,845 - (1) TL 45,824 non-performing loans are not included. Prior Period Cash Loans (1) Standard Loans Loans Under Close Monitoring Not under the scope of restructuring Restructured Loans Modifications on agreement conditions Refinancing Non-specialized Loans 1,229,498 35,947 83,244 - Loans given to enterprises 328,630 35,947 11,804 - Export Loans 15,163 - - - Import Loans - - - - Financial Sector Loans 280,369 - - - Consumer Loans - - - - Credit Cards - - - - Other 605,336 - 71,440 - Specialized Loans - - - - Other Receivables - - - - Total 1,229,498 35,947 83,244 - (1) TL 36,077 non-performing loans are not included. Expected Credit Loss Current Period Prior Period Standard Loans Loans Under Close Monitoring Standard Loans Loans Under Close Monitoring 12 Months Expected Credit Loss 14,919 - 7,039 - Significant Increase in Credit Risk - 29,827 - 14,439 Total 14,919 29,827 7,039 14,439