PASHA_BANK ANNUAL REPORT 2021

(Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) (Convenience Translation of Publicly Announced Financial Statements Originally Issued in Turkish, See Note I of Section Three) PASHA Yatırım Bank A.Ş. Notes to Unconsolidated Financial Statements At 31 December 2021 General Information Remarks on Financial Information and Risk Management Information on Management and Corporate Governance Practices EXPLANATIONS AND NOTES RELATED TO UNCONSOLIDATED FINANCIAL STATEMENTS (Continued) Prior Period III. Group IV. Group V. Group Loans with limited collectability Loans with doubtful collectability Uncollectible loans Prior period end balance - 30,011 5,443 Additions (+) - 3,924 53 Transfers from other categories of loans under follow-up (+) - - 30,601 Transfers to other categories of loans under follow-up (-) - (30,601) - Collections (-) - (3,334) (20) Deducted from the record (-) - - - Sold (-) - - - Commercial and corporate loans - - - Individual loans - - - Credit cards - - - Other - - - Current period end balance - - 36,077 Provision (-) - - (19,831) Net Balance on balance sheet - - 16,246 iii. Information on non-performing loans granted as foreign currency loans III. Group IV. Group V. Group Loans with limited collectability Loans with doubtful collectability Uncollectible loans Current period Period end balance - - 10,854 Provision (-) - - (682) Net balance on balance sheet - - 10,172 Prior period Period end balance - - 12,175 Provision (-) - - (1,787) Net balance on balance sheet - - 10,388