PASHA_BANK ANNUAL REPORT 2021

(Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) (Convenience Translation of Publicly Announced Financial Statements Originally Issued in Turkish, See Note I of Section Three) PASHA Yatırım Bank A.Ş. Notes to Unconsolidated Financial Statements At 31 December 2021 General Information Remarks on Financial Information and Risk Management Information on Management and Corporate Governance Practices EXPLANATIONS AND NOTES RELATED TO UNCONSOLIDATED FINANCIAL STATEMENTS (Continued) e. Information on sectoral risk concentrations of non-cash loans: Current Period Prior Period LC (%) FC (%) LC (%) FC (%) Agricultural - - - - - - - - Farming and Stockbreeding - - - - - - - - Forestry - - - - - - - - Fishing - - - - - - - - Manufacturing 2,848 1.88 13,329 2.29 3,566 2.16 7,419 4.44 Mining - - - - - - - - Production 1,817 1.20 13,329 2.29 1,817 1.10 7,419 4.44 Electric, Gas and Water 1,031 0.68 - - 1,749 1.06 - - Construction - - 251,084 43.23 - - - - Services 148,803 98.11 316,408 54.48 161,763 97.83 159,861 95.56 Wholesale and Retail Trade 26,866 17.71 66,645 11.47 26,866 16.25 37,097 22.18 Hotel, Food and Beverage Services 1,368 0.90 - - 83 0.05 - - Transportation and Telecommunication 4,000 2.64 31,506 5.42 4,000 2.42 56,072 33.52 Financial Institutions 116,064 76.53 188,084 32.40 130,814 79.11 44,749 26.74 Real Estate and Leasing Services - - 30,173 5.19 - - 21,943 13.12 Self-Employment Services - - - - - - - - Education Services - - - - - - - - Health and Social Services 505 0.33 - - - - - - Other 17 0.01 - - 17 0.01 - - Total 151,668 100.00 580,821 100.00 165,346 100.00 167,280 100.00 2. Information on derivative transactions Current Period Prior Period Trading Derivative Financial Instruments Foreign Currency Transactions (I) 278,708 194,643 Forward Foreign Currency Buy/Sell Transactions (1) - 4,472 Foreign Currency Swap-Buy-Sell Transactions 278,708 190,171 Futures Transactions - - Options-Buy-Sell Transactions - - Interest Rate Transactions (II) - - Forward interest rate Buy-Sell - - Interest Rate Swap-Buy-Sell - - Interest Rate Options-Buy-Sell - - Interest Rate Futures But-Sell - - Other Trading Derivative Financial Instruments (III) - - A. Total Trading Derivative Transactions (I+II+III) 278,708 194,643 Hedging Derivative Financial Instruments Transactions for Fair Value Hedge - - Transactions for Cash Flow Hedge - - Transactions for Foreign Net Investment Hedge - - B. Total Hedging Derivative Financial Instruments - - Total Derivatives (A+B) 278,708 194,643 (1) Includes asset purchase and sale commitments