PASHA_BANK ANNUAL REPORT 2021

General Information Financial Information and Risk Management Review Information on Management and Corporate Governance Principles Premium Banking Premium Banking Department offers treasury and capital market products to investors based on individual customer’s needs. In addition to PASHA Bank bonds which are issued in Turkey in Turkish Lira for qualified investors, the Department also invites foreign individual and corporate investors to invest in Turkey with bond issuances in Azerbaijan in different terms and foreign currencies. PASHA Bank not only intermediates in sale and purchase of other capital market instruments and Eurobonds trading in Istanbul Stock Exchange, but also provides opportunity to invest in currencies of Turkish and foreign customers’ choice through Turkish Lira or foreign currency repo transactions with requested maturities. PASHA Bank became a leader in capital markets in Turkey in Asset‑Backed Security issuances which are structured capital market instruments and realized a total sales of TL 385 million. Behind this product which is tailored to customers, are multiple guarantee structure and attractive return opportunity for investors. Through these transactions the Bank not only provides financial sources for the real sector but also offers high return advantages to qualified investors with customized guarantees. Premium Banking Department brings together individual investors in Turkey and Azerbaijan with investment products based on their risk appetite. The Department plans to offer its mortgage product in 2022 designed for Azerbaijani investors for their real estate purchases in Turkey. Activities of PASHA Bank in 2021 Premium Banking Unit offers treasury and capital market products to investors based on retail customers’ needs. Premium Banking Unit offers investment products suitable for risk appetites of retail customers in Turkey and Azerbaijan. Retail customers Turkey t r e a s u r y a n d c a p i t a l m a r k e t p r o d u c t s t o r e t a i l c u s t o m e r s Azerbaijan