PASHA BANK ANNUAL REPOT 2024

INFORMATION RELATED TO FINANCIAL POSITION AND RISK MANAGEMENT (Continued) VI. EXPLANATIONS ON LIQUIDTY RISK and LIQUIDITY COVERAGE RATIO (Continued) l. Net Stable Funding Ratio Current Period Unweighted Amount According to Residual Maturity Total Weighted Amount Non Maturity* Residual maturity of less than 6 months Maturity of six months and longer but less than one year Residual maturity of one year or more A vailable stable funding Capital Instruments 2,408,179 - - - 2,408,179 Tier 1 Capital and Tier 2 Capital 2,408,179 - - - 2,408,179 Other Capital Instruments - - - - - Real-person and Retail Customer Deposits 378 98,314 - - 93,757 Stable Deposits 378 98,314 - - 93,757 Less Stable Deposits - - - - - Other Obligations - 663,810 1,199,148 - 931,479 Operational deposits - - - - - Other Obligations - 663,810 1,199,148 - 931,479 Liabilities equivalent to interconnected assets Other Liabilities 3,949 4,149,319 - 2,559,604 2,559,604 Derivative liabilities - - - All other equity not included in the above categories 3,949 4,149,319 - 2,559,604 2,559,604 A vailable stable funding 5,993,019 Required stable funding Required stable funding 47,703 Deposits held at financial institutions for operational purposes - - - - - Performing Loans 2,102,273 811,918 3,231,946 1,909,781 3,651,826 Encumbered loans to financial institutions, where the loan is secured against Level 1 assets - - - - - Unencumbered loans to financial institutions or encumbered loans that are not secured against Level 1 assets 2,102,273 811,918 481,552 73,767 751,671 Loans to corporate customers, real persons and or retail customers, central banks, other than credit agencies and/or financial institutions - - 2,750,395 1,716,300 2,834,052 Residential mortgages with a risk weight of less than or equal to 35% - - - - - Residential mortgages - - - 41,635 27,063 Residential mortgages with a risk weight of less than or equal to 35% - - - - - Securities that are not in default and do not qualify as HQLA and exchange- traded equities - - - 78,079 39,040 Assets equivalent to interconnected liabilities Other Assets 36,023 33,406 10,774 661,994 742,198 Physical traded commodities, including gold - - Initial margin posted or given guarantee fund to central counterparty - - - - Derivative Assets 212 - - 212 Derivative Liabilities before the deduction of the variation margin - - - - Other Assets not included above 36,023 33,194 10,775 661,994 741,986 Off-balance sheet commitments 73,020 1,333,923 - 70,347 Total Required stable funding 4,512,074 Net Stable Funding Ratio (%) “Current/Required Stable Funding” 132.82 *Items listed under the ‘Non-Maturing’ column have no specified maturity. These include, but are not limited to, equity elements with no specific maturity, demand deposits, short positions, positions with no specified maturity, equities that do not qualify as high-quality liquid assets, and physically deliverable commodities. 189 Financial Information and Risk Management Review PASHA Yatırım Bankası A.Ş. Notes to the Unconsolidated Financial Statements As of and for the Year Ended 31 December 2024 (Continued) (Convenience translation of publicly announced financial statements originally issued in Turkish) (Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)