PASHA BANK ANNUAL REPOT 2024

INFORMATION RELATED TO FINANCIAL POSITION AND RISK MANAGEMENT (Continued) VI. EXPLANATIONS ON LIQUIDTY RISK and LIQUIDITY COVERAGE RATIO (Continued) l. Net Stable Funding Ratio (Continued) Prior Period Unweighted Amount According to Residual Maturity Total Weighted Amount Non Maturity* Residual maturity of less than 6 months Maturity of six months and longer but less than one year Residual maturity of one year or more A vailable stable funding Capital Instruments 1,839,859 - - - 1,839,859 Tier 1 Capital and Tier 2 Capital 1,839,859 - - - 1,839,859 Other Capital Instruments - - - - - Real-person and Retail Customer Deposits 2,021 144,717 - - 139,401 Stable Deposits 2,021 144,717 - - 139,401 Less Stable Deposits - - - - - Other Obligations - 426,682 847,688 - - Operational deposits - - - - - Other Obligations - 426,682 847,688 - 637,185 Liabilities equivalent to interconnected assets Other Liabilities 1,408 4,185,551 - 1,845,242 1,845,242 Derivative liabilities - - - All other equity not included in the above categories 1,408 4,185,551 - 1,845,242 1,845,242 A vailable stable funding 4,461,687 Required stable funding Required stable funding 29,280 Deposits held at financial institutions for operational purposes - - - - - Performing Loans 1,260,831 299,661 2,981,032 1,994,899 3,443,507 Encumbered loans to financial institutions, where the loan is secured against Level 1 assets - - - - - Unencumbered loans to financial institutions or encumbered loans that are not secured against Level 1 assets 1,260,831 299,661 184,933 355,476 682,017 Loans to corporate customers, real persons and or retail customers, central banks, other than credit agencies and/or financial institutions - - 2,796,099 1,537,488 2,704,914 Residential mortgages with a risk weight of less than or equal to 35% - - - - - Residential mortgages - - - 37,396 24,307 Residential mortgages with a risk weight of less than or equal to 35% - - - - - Securities that are not in default and do not qualify as HQLA and exchange- traded equities - - - 64,539 32,269 Assets equivalent to interconnected liabilities Other Assets 13,787 3,168 24,656 411,184 452,795 Physical traded commodities, including gold - - Initial margin posted or given guarantee fund to central counterparty - - - - Derivative Assets 568 - - 568 Derivative Liabilities before the deduction of the variation margin - - - - Other Assets not included above 13,787 2,600 24,656 411,184 452,227 Off-balance sheet commitments 167,070 1,102,038 - 63,455 Total Required stable funding 3,989,037 Net Stable Funding Ratio (%) “Current/Required Stable Funding” 111.85 *Items listed under the ‘Non-Maturing’ column have no specified maturity. These include, but are not limited to, equity elements with no specific maturity, demand deposits, short positions, positions with no specified maturity, equities that do not qualify as high-quality liquid assets, and physically deliverable commodities. 190 PASHA Yatırım Bankası A.Ş. Notes to the Unconsolidated Financial Statements As of and for the Year Ended 31 December 2024 (Continued) PASHA Bank 2024 Annual Report (Convenience translation of publicly announced financial statements originally issued in Turkish) (Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)