PASHA BANK ANNUAL REPOT 2024

INFORMATION RELATED TO FINANCIAL POSITION AND RISK MANAGEMENT (Continued) VII. EXPLANATIONS ON LEVERAGE RATIO Unconsolidated leverage ratio was realized as 11.3% (31 December 2023 - 9.6%). The increase occurred in the on-balance sheet assets and off-balance sheet transactions led to a change in leverage compared to the previous period. Regulation has been linked to the provision of the minimum leverage ratio of 3%. Current Period (1) Prior Period (1) Asset On The Balance Sheet Assets on the balance sheet (excluding derivative financial instruments and loan derivatives, including collaterals) 11,606,001 9,251,653 (Assets deducted from core capital) (20,853) (18,882) Total risk amount for assets on the balance sheet 11,585,148 9,232,771 Derivative Financial Instruments and Loan Derivatives Renewal cost of derivative financial instruments and loan derivatives - - Potential credit risk amount of derivative financial instruments and loan derivatives 149 797 Total risk amount of derivative financial instruments and loan derivatives 149 797 Financing Transactions With Securities Or Goods Warranties Risk amount of financial transactions with securities or goods warranties (excluding those in the balance sheet) 387,663 267,398 Risk amount arising from intermediated transactions - - Total risk amount of financing transactions with securities or goods warranties 387,663 267,398 Off-the-Balance Sheet Transactions Gross nominal amount of the off-the-balance sheet transactions 1,406,943 1,263,248 Adjustment amount arising from multiplying by the credit conversion rate - - Total risk amount for off-the-balance sheet transactions 1,406,943 1,263,248 Capital and Total Risk Core capital 1,514,384 1,038,069 Total risk amount 13,379,903 10,764,214 Leverage Ratio Leverage ratio (%) 11.3% 9.6% (1) Arithmetic average of last three months including reporting period. 191 Financial Information and Risk Management Review PASHA Yatırım Bankası A.Ş. Notes to the Unconsolidated Financial Statements As of and for the Year Ended 31 December 2024 (Continued) (Convenience translation of publicly announced financial statements originally issued in Turkish) (Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.)