PASHA BANK ENG 20

PASHA Yatırım Bankası A.Ş. Notes to Unconsolidated Financial Statements at 31 December 2020 (Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) (Convenience Translation of Publicly Announced Financial Statements Originally Issued in Turkish, See Note I of Section Three) INFORMATION RELATED TO UNCONSOLIDATED FINANCIAL POSITION AND RISK MANAGEMENT(Continued) l2. Risk profile by sectors or counterparties Current Period Risk Classifications 1 1 2 3 4 5 6 7 8 9 10 Agriculture - - - - - - - - - - Farming and Stockbreeding - - - - - - - - - - Forestry - - - - - - - - - - Fishery - - - - - - - - - - Manufacturing - - - - - - 466,188 1,485 - 95 Mining and Quarrying - - - - - - 29,753 - - - Production - - - - - - 172,876 1,485 - 95 Electricity, Gas and Water - - - - - - 263,559 - - - Construction - - - - - - 375,961 - 17,190 - Services 214,848 - - - - 186,365 695,207 3,271 90,979 16,151 Wholesale and Retail Trade - - - - - - 71,822 2,858 38,073 - Accommodation and Dining - - - - - - - 42 - - Transportation and Telecom - - - - - - 118,748 371 - 16,151 Financial Institutions 214,848 - - - - 186,365 369,075 - 25,063 - Real Estate and Rental Services - - - - - - 126,574 - 27,843 - Professional Services - - - - - - - - - - Educational Services - - - - - - - - - - Health and Social Services - - - - - - 8,988 - - - Others - - - - - - 9 18,060 - - Total 214,848 - - - - 186,365 1,537,365 22,816 108,169 16,246 1) Stands for the risk categories listed in “Regulations on Measurement and Assessment of Capital Adequacy Ratios of Banks”. Includes risk amounts before the effect of credit risk mitigation and after the credit conversion factors. 1) Conditional and unconditional receivables from Central Governments or Central Banks 2) Conditional and unconditional receivables from Regional Management or Local Governments 3) Conditional and unconditional receivables from Administrative Units or Non-commercial Ventures 4) Conditional and unconditional receivables from Multilateral Development Banks 5) Conditional and unconditional receivables from International Organizations 6) Conditional and unconditional receivables from Banks and Brokerage Corporation 7) Conditional and unconditional corporate receivables 8) Conditional and unconditional retail receivables 9) Conditional and unconditional collateralized by real estate mortgages receivables 10) Non-performing receivables 11) Receivables defined in high risk category by BRSA 12) Securities collateralized by mortgages 13) Securitization positions 14) Short-term receivables and short-term corporate receivables from Banks and Brokerage corporations 15) Investments in nature of Collective Investment funds 16) Equity security investments 17) Other receivables 144 Annual Report 2020 PASHA Bank Year-End Financial Report