PASHA BANK ENG 20

PASHA Yatırım Bankası A.Ş. Notes to Unconsolidated Financial Statements at 31 December 2020 (Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) (Convenience Translation of Publicly Announced Financial Statements Originally Issued in Turkish, See Note I of Section Three) EXPLANATIONS AND NOTES RELATED TO UNCONSOLIDATED FINANCIAL STATEMENTS (Continued) III. EXPLANATIONS AND NOTES RELATED TO OFF-BALANCE SHEET ACCOUNTS 1. Information on off-balance sheet commitments a. The amount and type of irrevocable commitments 31 December 2020 31 December 2019 Forward asset purchase and sale commitments 4,472 - Forward deposit purchase and sale commitments - - Tax and fond liabilities from export commitment - 17 Other irrevocable commitments 17,961 - Total 22,433 17 b. Type and amount of probable losses and obligations arising from off-balance sheet items i. Non-cash loans including guarantees, bank acceptances, collaterals and others that are accepted as financial commitments and other letter of credits As of 31 December 2020, the Bank has letter of guarantee amounted to TL 291,819 (31 December 2019 - TL 332,031), other guarantees amounted to TL 40,807 (31 December 2019 - TL 23,760) and the Bank has no letter of credit (31 December 2019 - TL 598) ii. Revocable, irrevocable guarantees and other similar commitments and contingencies As of 31 December 2020, the Bank has other guarantees amounted to TL 40,807 (31 December 2019 - TL 23,760). c. Total amount of non-cash loans 31 December 2020 31 December 2019 Non-cash Loans Given against Cash Loans 193,098 208,759 With Original Maturity of 1 Year or Less Than 1 Year 33,387 67,309 With Original Maturity of More Than 1 Year 159,711 141,450 Other Non-cash Loans 139,528 147,630 Total 332,626 356,389 Annual Report 2020 PASHA Bank Year-End Financial Report 209