PASHA BANK ENG 20

PASHA Yatırım Bankası A.Ş. Notes to Unconsolidated Financial Statements at 31 December 2020 (Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) (Convenience Translation of Publicly Announced Financial Statements Originally Issued in Turkish, See Note I of Section Three) EXPLANATIONS AND NOTES RELATED TO UNCONSOLIDATED FINANCIAL STATEMENTS (Continued) d. Information on the non-cash loans classified in Group I and Group II: 31 December 2020 I. Group II. Group LC FC LC FC Non-Cash Loans 127,127 130,183 38,219 37,097 Letters of Guarantee 127,127 89,376 38,219 37,097 Bank Acceptances - - - - Letters of Credit - - - - Endorsements - - - - Underwriting Commitments - - - - Factoring Guarantees - - - - Other Commitments and Contingencies - 40,807 - - 31 December 2019 I. Group II. Group LC FC LC FC Non-Cash Loans 184,951 125,225 16,513 29,700 Letters of Guarantee 184,951 100,867 16,513 29,700 Bank Acceptances - - - - Letters of Credit - 598 - - Endorsements - - - - Underwriting Commitments - - - - Factoring Guarantees - - - - Other Commitments and Contingencies - 23,760 - - e. Information on sectoral risk concentrations of non-cash loans: 31 December 2020 31 December 2019 LC (%) FC (%) LC (%) FC (%) Agricultural - - - - - - - - Farming and Stockbreeding - - - - - - - - Forestry - - - - - - - - Fishing - - - - - - - - Manufacturing 3,566 2.16 7,419 4.44 1,857 0.92 - - Mining - - - - - - - - Production 1,817 1.10 7,419 4.44 1,817 0.90 - - Electric, Gas and Water 1,749 1.06 - - 40 0.02 - - Construction - - - - - - - - Services 161,763 97.83 159,861 95.56 199,590 99.07 154,925 100.00 Wholesale and Retail Trade 26,866 16.25 37,097 22.18 26,470 13.14 37,737 24.36 Hotel, Food and Beverage Services 83 0.05 - - 83 0.04 - - Transportation and Telecommunication 4,000 2.42 56,072 33.52 4,000 1.99 43,618 28.15 Financial Institutions 130,814 79.11 44,749 26.74 168,719 83.74 60,246 38.89 Real Estate and Leasing Services - - 21,943 13.12 318 0.16 13,324 8.60 Self-Employment Services - - - - - - - - Education Services - - - - - - - - Health and Social Services - - - - - - - - Other 17 0.01 - - 17 0.01 - - Total 165,346 100.00 167,280 100.00 201,464 100.00 154,925 100.00 210 Annual Report 2020 PASHA Bank Year-End Financial Report