PASHA_BANK_ANNUAL REPORT 2022

INFORMATION RELATED TO UNCONSOLIDATED FINANCIAL POSITION AND RISK MANAGEMENT (Continued) f. The restructured and the rescheduled loans have been disclosed in Section 5. The discrimination of credit risk is performed through rating systems. No risk discrimination is made via maturity. g. The banking activities and lending transactions carried out by the Bank abroad are closely monitored in terms of the economic conditions of the relevant countries and the periodic evaluation of the credit values ​of customers and financial institutions, and no significant credit risk is observed within the framework of these activities. h. The Bank, as an active participant in the national and international banking market, compared to the financial activities of other financial institutions, is not exposed to high volumes of credit risk. i. The share of the greatest 100 and 200 cash loan customers within the total cash loans portfolio is 100% and 100%, respectively (31 December 2021: 100% and 100%). The share of the greatest 100 and 200 non-cash loan customers within the total non-cash loans portfolio is 100% and 100%, respectively (31 December 2021: 100% and 100%). The share of the greatest 100 and 200 cash and non-cash loan customers within the total cash and non-cash loans portfolio in the on and off balance sheets is 100% and 100%, respectively (31 December 2021: 100% and 100%). j. The expected credit losses for the credit risk is TL 71,290 (31 December 2021 - TL 58,143). 150 PASHA Bank 2022 Annual Report Notes to Unconsolidated Financial Statements at 31 December 2022 Pasha Yatırım Bankası A.Ş. (Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Convenience translation of publicly announced unconsolidated financial statements originally issued in turkish, see note I of section three