PASHA_BANK_ANNUAL REPORT 2022

General Information Financial Information and Risk Management Review Information on Management and Corporate Governance Principles INFORMATION RELATED TO UNCONSOLIDATED FINANCIAL POSITION AND RISK MANAGEMENT (Continued) Overdue Loans; By the end of the reporting period up to 90 days due but not impaired loans. For such loans, “Stage 1 and Stage 2” expected credit losses are calculated within the scope of Provision Regulation. Current Period Prior Period Loans 1 Provisions Loans 1 Provisions Impaired Loans (TFRS 9) Expected Credit Losses (TFRS 9) 2 Impaired Loans (TFRS 9) Expected Credit Losses (TFRS 9) 2 Significant increase in credit risk (Stage 2) Non- Performing Loans (Stage 3) Significant increase in credit risk (Stage 2) Non- Performing Loans (Stage 3) Agriculture - - - - - - Farming and Stockbreeding - - - - - - Forestry - - - - - - Fishery - - - - - - Manufacturing 11,250 2,817 3,184 11,448 3,130 4,949 Mining and Quarrying - - - - - - Production 11,250 2,817 3,184 11,448 3,130 4,949 Electricity, Gas and Water - - - - - - Construction - 13,787 13,787 - 25,617 20,799 Services 113,060 - 25,008 150,490 17,077 28,973 Wholesale and Retail Trade - - - 8,791 - 900 Accommodation and Dining - - - - - - Transportation and Telecom 113,060 - 25,008 141,699 17,077 28,073 Financial Institutions - - - - - - Real Estate and Rental Services - - - - - - Professional Services - - - - - - Educational Services - - - - - - Health and Social Services - - - - - - Others - - - - - - Total 124,310 16,604 41,979 161,938 45,824 54,721 1) Cash Loans 2) Expected Credit Losses for cash loans 163 PASHA Bank 2022 Annual Report Notes to Unconsolidated Financial Statements at 31 December 2022 Pasha Yatırım Bankası A.Ş. (Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Convenience translation of publicly announced unconsolidated financial statements originally issued in turkish, see note I of section three