PASHA_BANK_ANNUAL REPORT 2022

INFORMATION RELATED TO UNCONSOLIDATED FINANCIAL POSITION AND RISK MANAGEMENT (Continued) Aging analysis of performing loans with overdue and non-performing loans Current Period Prior Period Up to 3 Months 907 661 3-12 Months - 11,766 1-3 Years - 34,058 3-5 Years 16,604 - Over 5 Year - - Total 17,511 46,485 Information on loans that have been restructured or rescheduled Current Period Prior Period Standard Loans that have been restructured or rescheduled - - Loans Under Close Monitoring that have been restructured or rescheduled 90,216 117,845 Non-performing loans that have been restructured or rescheduled 2,817 20,207 Total 93,033 138,052 d.4) Qualitative requirements to be disclosed regarding Credit risk mitigation techniques and CR3 - Explanations on Credit risk mitigation techniques In order to ensure timely and complete fulfilment of all obligations arising from the loan, it is essential to obtain appropriate collaterals. The main purpose of collateralization of any loan is to minimize the credit, foreign exchange and maturity risk. Within this scope, the minimum margin of guarantee is determined and the guarantees suitable for the loan types are obtained. There is collateral matching in the system for each loan. In addition, the appropriateness of the margin for each guarantee is also checked. 192 PASHA Bank 2022 Annual Report Notes to Unconsolidated Financial Statements at 31 December 2022 Pasha Yatırım Bankası A.Ş. (Amounts are expressed in thousands of Turkish Lira (“TL”) unless otherwise stated.) Convenience translation of publicly announced unconsolidated financial statements originally issued in turkish, see note I of section three