PASHA_BANK_ANNUAL REPORT 2022

47 PASHA Bank 2022 Annual Report General Information Information on Management and Corporate Governance Principles Financial Information and Risk Management Review Javid Guliyev graduated from the Azerbaijan University of Languages and from the Azerbaijan State Economic University majoring in Finances and Credit. Javid Guliyev began his career in 1996 as Head of Clients Department in British Bank of the Middle East, a subsidiary of HSBC, and in 1999, he served as Head of Financial Control Department of the bank. In 2003, Javid Guliyev joined Unibank first as advisor to the Board, and later, in 2004, he was appointed First Deputy Chairman of the bank. During the period between 2005 and 2012, Mr. Guliyev was First Deputy Chairman of Bank Standard. In 2012, Javid Guliyev was appointed Executive Finance Director at Capital Resources Advisors, Azerbaijan Branch. In 2014, he joined PASHA Holding as Chief Advisor. Javid Guliyev began his career in PASHA Bank OJSC in 2015 as Business Development Advisor to the Chairman of the Bank’s Board. On 22 February 2016, he was appointed Deputy Chairman of the Executive Board of PASHA Bank OJSC, on 1 March 2018 he was appointed Deputy Chairman of the Executive Board and Chief Commercial Officer of the Bank. On 12 April 2022, Mr. Guliyev was appointed as Deputy President of PASHA Bank OJSC Executive Committee and as of 9 June 2022, CEO and President of the Executive Committee of PASHA Bank OJSC. Javid Guliyev joined PASHA Yatırım Bankası A.Ş. as a Board Member effective 12 June 2019. He has 27 years of experience in banking and business administration Ebru Oğan Knottnerus graduated from Middle East Technical University, the Department of Business Administration. She started her banking career in 1991, with roles at various private sector banks and organizations as manager and senior manager in the fields of internal audit, internal control, financial control, planning & budget, MIS reporting, system software implementations and project management, predominantly focused on risk management. She administered risk management activities of the bank and its subsidiaries as Head of Risk Management at T. Garanti Bankası A.Ş. between 2001 and 2018. Since 2002, she has also been a Board Member and Chairperson of the Risk Managers’ Association, of which she is a founding member. She is an Independent Board Member at Odea Bank A.Ş. since July 2021. Ms. Knottnerus has been serving as an Independent Board Member of PASHA Yatırım Bankası A.Ş. since 2 July 2018, and has simultaneously been a Supervisory Board Member of PASHA Bank Georgia since 31 December 2018. She has 32 years of experience in banking and business administration. Kamala Nuriyeva obtained her Bachelor’s degree in Banking Management from Western University in 1998, and her Master’s degree in Finance from Azerbaijan State Economic University in 2002. Nuriyeva started her professional career at Postbank OJSC as an IT specialist. She worked there for seven years, ultimately becoming the Head of the Credit Department. In 2003, she joined the Agricultural Rural Investment Fund, established under the TACIS program for agricultural industry development in Azerbaijan, serving as a loan officer. There, she was responsible for attracting customers, as well as loan origination and management. That same year, she was recruited by Unibank OJSC to work as Treasury controller, where she was responsible for currency and market risk management. During 2004-2005, she served McDermott Caspian Contractors Inc. as a cost controller for the fabrication and installation of Central Azeri Offshore Platforms. During 2005-2007, she joined the Bank of Baku OJSC as a deputy chief accountant responsible for accounting activities and management reporting. She joined PASHA Bank in 2007 as an internal auditor, and was promoted to Head of the Risk Management Department in 2010. In 2011, she moved to PASHA Holding as Group internal auditor and was appointed the Chairperson of the Audit Committee at PASHA Bank, Azerbaijan. In 2013, she was appointed the Head of Group Risk Management at PASHA Holding. Since May 2021, she is the President in Charge of Risk Management at the Shareholders Office. She is a Supervisory Board Member and the Chairman of the Risk Management Committee at Kapital Bank OJSC Azerbaijan and Member of the Chairman of the Risk Management Committee at PASHA Bank OJSC Azerbaijan. Ms. Nuriyeva joined PASHA Yatırım Bankası A.Ş. as a Board Member effective 25 November 2016. She has 27 years of experience in banking and business administration. JAVID GULIYEV Board Member EBRU OĞAN KNOTTNERUS Independent Board Member KAMALA NURIYEVA Board Member