PASHA_BANK_ANNUAL REPORT 2023

As PASHA Bank, we are committed to embodying the strong approach that underpins our establishment into our vision. We focus on strengthening the historical and cultural ties between Türkiye, Azerbaijan, and Georgia in the economic sphere, offering financial solutions to enhance regional trade relations and exports. We prioritize providing resources to the real sector through asset-backed securities issuances. We aim to differentiate our services with financial innovations and niche areas such as mortgage loans for Azerbaijani citizens and asset-backed securities indexed to wheat prices, a first in Türkiye. We prioritize people and life. We complement the digital experience in our services with a human touch. We emphasize sustainability through efforts such as waste management and incorporating green building features into our headquarters. We enhance our social impact through corporate social responsibility projects and support for digital art. 1 PASHA Bank 2023 Annual Report General Information Information on Management and Corporate Governance Principles Financial Information and Risk Management Review