Project finance is a long term loan, repayment of which is based on the future cash flow that will be generated from an investment over a certain size, and that is intended for a specific purpose. It can be made available not only to finance a project for which investment has not yet been made, but also to finance capacity increase investment or renovation, etc., needs of an ongoing project.
The major industries the projects of which our Bank finances are energy, real estate & construction, acquisition and asset purchase, infrastructure, mining and tourism, but by and large any project in any field of business will be considered.
The financial, economic, technical and legal aspects of the project will be studied and assessed, and a model will be set with respect to the anticipated cashflow. Then, the collateral, the timeframe, the capital and pricing of the project and the conditions of the loan will be determined according to such model and topic of the project.